I know things may seem a little insane at 16 and being in high school, you hormones are going freaking bananas. Every girl you see has you shifting in your pants. Don’t worry about it I’ve been in your situation before and it’s all fine, there’s nothing wrong with you dude.

You have to learn how to find a way to make that big score! How can you do that? Well dude, I’m here to let you know the secret that will get you to third base and get your rocks off to a grand slam. Just follow my tips and you will be on the road to player mode in no time. I guarantee that you will be in between girl’s legs in no time.

Next time you’re on a date with that “special girl” and you find yourself lucky enough to be alone together, this is the chance you’ve been waiting on! Take it!! After all the kissing and playing your doing with her she surely will be ready but, maybe not ready enough to get in her pants just yet. Dude don’t freak out! And don’t seem upset, you’ve got to be patient. There are different ways to play. You may not get laid this time but you will surely have her pants soaked from what you are about to do to her. Just like any guy likes getting head, girls like to be licked. This is where you show her your talents. Whether or not you have done this before, she will enjoy every bit having her tender parts tickled with your tongue.

How can you get to do that to her? Well, I am Getting to that part! As you are kissing her move on over to her neck, start giving her kisses and sucking on her neck. Not too hard dude, marks on her body are not sexy! You are trying to get her turned on, not make her think that you’re a psychotic vampire.

As you continue working on her neck, gently and smoothly start rubbing down on her leg slowly. If you’re doing this right you will notice that not only she will not say anything or stop you, her legs will open up giving you access to the goods. Don’t get all excited which I’m pretty sure by this time you probably harder than a Chinese word mathematical problem but don’t lose it dude, keep focused you are not there yet! You may feel like it but, you’re not there little dude, keep it in your pants for now!

Work your hand slowly down her leg than slowly move under her skirt, if she has pants on then the scenario will be different you would be going down her pants. Let’s just say you make it to the land down under. Work your way to getting her worked up enough, that she will want to get her out of her skirt or pants. Don’t pull your dick out and go in for the kill dude don’t be a dick! You got the power to unleash the secret!! This is it!!

Now follow these instructions to the tee and you will do great at eating her out! Kiss and lick between her thighs and move your way up gently dude, if you rush you will screw it up. If you do, you will possibly have to settle with the usual routine lotion and Rosie palm, which I’m sure you very acquainted with.

When you get the spot the slit of joy as I call it, start moving your tongue up and down it slowly. She might squirm a little and you will hear her gasping for air with a slow moan, this means you are doing it right don’t stop. Mix it up a little. At this point you will do it as if you are a professional, kiss and suck on her sweet slit (clit), go around in circles and change the speed of your tongue action. Keep it going and she will start to howl like a beagle, open her legs wider. Try licking sideways at this point and dude she will be pulling and grabbing your fucking hair, trying to damn near shove you in her! She loves you at this point and she cannot contain herself anymore. She will cum everywhere. Her clit is so sensitive and she is exploding. Don’t worry, many chicks are not able to cum like a dude can, so don’t worry about a mess.

Now this is where it gets crucial for you and your little friend in your pants. You will have to do something she or you do not expect of doing. Move back up her body kissing her tummy and chest until you make it to her lips. It is up to the two of you, what takes place after that. If you hold off on the sex, she will be begging you next time you are on a date and may even surprise you with some extra- curricular fun. She will also tell all her friends how amazing you are and trust me in high school that means more chicks for you! Prepare yourself to have panties dropped by as many chicks in high school that your dick can handle and your boring senseless days of you and Rosy palm will be over! And that dude, is the secret to scoring chicks and licking her slit!

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About the only good idea that came from it was, I made a blog with most of the details of what happenedhere

My quest to Auto blog immortality

The network was getting bigger by the minute; my business partner was wanting to get even bigger! We where at 50 live blogs and for the most part, running strong. Adsense was going full-blast and the work load was intense and enormous. The plan was to keep most of the settings global and uniform, throughout the entire Auto blog network as a potential time saver. To be honest, the theory seemed flawless.

So here come my feelings, you knew this was on its way! While, I appreciated the thought of making a ton of money; this was closely compared to a prison sentence. Sitting, watching and waiting. Fucking miserable. While, watching and waiting, I often questioned if we would in fact be the fucking mega bloggers we hoped to be. All we can do it hope, right?

Auto blogging spam?

Yes – When you are running an auto blog, you are republishing information from the web on your blog. I am not saying that this is not profitable, but don’t be confused, auto blogs are in fact 100% worthless.

My reasons:

• It is misleading to the reader.
• You are profiting from someone else’s hard work.
• Most of the content is not that great anyway.

My personal opinion: I am not sure how much longer auto blogging will be allowed to continue. I am sure at some point Google will mount a campaign to start to possibly sandboxing suspected auto blogs. Organic content is what any blog needs.

About the only good idea that came from it was, I made a blog with most of the details of what happenedhere

The best result

I found that you have the best result with auto blogging, when the blog has been aged. Your blog has by then, already gotten readership and followers on a consistent level.

My past auto blog project

You can read about the details of my past auto blog project - 

It is called The India Project and we succeeded in making 77 auto blogs all more or less at about 25% capacity.

My current auto blog project

I am currently working on my own blog network without using auto blogged content. You can see the list of blogs on the lower sidebar of this site. Because I am the only one working on it, many of the blogs are in different stages of development. I will post the differences when I get a bit further into my new venture. This will allow me to accurately compare the pros and cons of each way.

As always I love to bring you what I think are the best ideas on the web. Most of you that really know me already know I have to take a shot at writing the best Valentines day post ever.  So here is my highly NC-17 Valentines Day idea. In very good humor, but in very poor taste.

If you are looking to steam things up for this Valentines Day, I got just the thing for you. So I call this idea the “Say hello to my big fucking friend.” How this goes is, you are going to need a bottle of Jagermeister, the bigger the better. You give your girlfriend or wife about 3 shots right off the bat. After doing some shots and maybe little dinner take her into the bedroom. There you will have some candles lit, some rose pedals on the bed and some nice music playing in the background.  It is important to set the mood. Also don’t forget to slip the friend under the pillow before hand, all ready to go. Don’t be trying to bust this open on the spot.  You’ve got to be sly about it. With 3 nice size shots in her, you should be good to go. So when it gets nice and steamy slip your “friend” in play.  But just in case something backfires, bring the bottle of Jager to bed with you, and have her take some swigs from the bottle, Girls Gone Wild style, while you are talking her panties off. Make sure to take it easy Killer, too much Jager and you’ll be humping your fist. You want her tipsy, not DOA, whoa!

Please Note: make sure that when picking out a “Friend” make sure you use some discretion. If your spouse or girl friend goes to church every week and you bring home a four foot Long-Duck-Dong you are likely to be thrown out of the house. So for this application, might I suggest something small, with some triple a batteries. It is important to have your wife or girl friends sexual appetite in mind.

Relationships take work. My parents got married when my mom was just 18 years old and got pregnant with me when she was 19. By the time I was in the third grade, they got a divorce. My mom always said that “When I was your age, I was a single parent, raising two teenagers.” It’s hard for me to even imagine having two teenagers and being a single parent at 34.

I decided to research the Ingredients for a Successful Relationship. If people simply applied these ingredients in their relationships, the divorce rate is our country will drop significantly. According to Dr. Pat Allen, author of Getting to “I Do”, there are ten secrets for getting and keeping the right person:

1. Choose to Be Respected or Cherished – You’ve got to know who you are before you can exchange what you’ve got. In every relationship, there can be only one respected leader and one cherished follower, at least in the beginning until a commitment has been negotiated. Choose whether you want to be the giving/male or the receiving/female, regardless of your anatomy. Whatever you choose, have integrity.

2. Pay Attention to Your Feelings – Always pay attention to our feelings. Avoid what you don’t want. Feminine energy must feel good to do good. (Masculine energy must do good to feel good.) Don’t rationalize away negative feelings, no matter who tells you to. If it doesn’t feel good, don’t do it. Honor your body.

3. Flirt to Attract – If you want to “attract” a male, you must be “seen” as a sex object. Take care of your body, dress sensuously, fix your hair and make up, go where men are, catch “his” eye and signal your interest and availability. (The Five-Second Flirt Technique) so he won’t be afraid to approach you. Smile, don’t talk. If you speak first, you’re the better man.

4. You Need Chemistry, Compatibility, and Communication – You need all three, but they don’t have to be perfect. Chemistry is a body-to-body reaction. Enjoy it, but don’t consummate too soon. Communicate first to investigate compatibility, in order to s separate your fantasy projection from reality. He could be crazy, married, or a “little boy.” Once the bodies take over, it’s hard to negotiate compatibility or even learn to communicate.

5. Have No Sex Without Commitment – Most females become bonded to the male with whom they have a sexual relationship, so unless you’re “man” enough for casual sex, negotiate the commitment before making love. Find out in advance whether he’ll pay the “entrance fee,” which is exclusivity, continuity, and longevity. Remember, men fall in love with your virtue, not your body.

6. Set Aside Fifteen Minutes a Day to Talk – Every day, each of you should do “Amigo Talk, “ asking the other what he or she thinks and feels about things that matter to you. Learn how to help the other to feel better and to achieve his or her goals. Then each of you should try to execute your tasks. When a woman’s feelings are cherished, she feels respected.

7. Renegotiate Terms Regularly After Six Months – The first three months are the Perfect Phase, the next three the Imperfect Phase. At six months you start negotiating time, space, play, and money, and a t nine months, the Commitment period, you begin planning for the future. You must renegotiate regularly to accommodate changes and to give both partners the variety of switching roles.

8. Keep All Agreements – The only way you know you love yourself and others is by keeping agreements you are willing to make and keep. Respect and cherish each other daily. Don’t give up unless he makes you sick or dives you crazy. Nobody is perfect. If he’s 51%, keep him.

9. Create a Romantic Memory Bank – A romantic memory is one in which the male gives pleasure to you, and you give pleasure back to him (but always a little less than you get). When the male is giving, protecting, and cherishing, he is penetrating your defenses so you can surrender to the pleasure of the relationship. You must never ask a man for more, better, or different love, so pick a male who gives the way you like to receive.

10. Wait at Least a Year to Marry – You don’t know a person until you’ve been through four seasons with him. You must each have accepted the other’s foibles and frailties. The male must know that he thinks and ask for what he wants. The female must know what she feels and what she doesn’t want and say no to anything unethical or immoral. You have negotiated time, space, money, and play. If you must marry or sign papers sooner than a year, make sure you seek legal counsel first.

What does a perfect relationship look like to me? I want to be respected, accepted, loved, and cherished. I want him to bring out the best in me. No criticisms, no judgment. Just plain unconditional love.

Are you ready to create the relationship of your dreams? I know I am!

Rules for creating articles:

• Make your article timeless – You want your content to last as long as possible on your website. Don’t write any articles at first that are tied to current events or give how-to instructions for a system that will work today but will be obsolete next week. This way you can build up a library of content that will be relevant for years to come.
• Make your articles sell your website – I know, your member’s have already been sold, but you need to keep selling them so they don’t cancel their membership. Make each article you write benefit driven, and don’t be afraid to tell the reader what benefits they are getting out of the article.
• Know your members – If you have a membership site geared towards stock trading and your members are already savvy traders then don’t write a lot of content with “common knowledge”; things like “How to Open a Brokerage Account”. But if your members are newbie investors, then write articles that would be considered “common knowledge” for a more seasoned investor.

Elements of an Article

An article needs to have just a few simple elements to be effective.

1. Headline – Put the benefits of the article into the headline. If it’s the transcript of an interview you did, don’t have a headline that says “Transcript of Interview with John Smith”. Make it say something like “How John Smith gets a 47% annual yield with commodities using a simple checklist that will work for you!”

2. Introduction – Make your article start with the description of a problem that most of your member’s are probably facing. Then begin a story about how you or someone else had the same problem. The introduction doesn’t have to be a single paragraph.

3. Body - Discuss all the solutions to the problem outlined in the Introduction. Continue the story telling them how they can fix the problem, or how someone came up with a solution to the problem.

4. Conclusion – Wrap up the article to give the story an ending. This would be a good place to put a link to an affiliate website if you have one.

5. Provide Resources – Try not to send your reader outside of your site unless it’s an affiliate link. Post links to related resources at the end of the article. If you have to, create some resources to match the article and put them into your site.

Format the Article

You can have the greatest content in the world, but if it’s hard to read, your member’s will cancel their membership. You need to format all the content that goes up onto your site whether it was written by you or submitted by someone else. Here are some basic guidelines for formatting your articles:

1. Make the headline stand out - The headline is what attracts the member into reading the article. Don’t make the font the same size as the text of the article. Make it bigger, bolder, or in a different color… or all three. However don’t go overboard and make it fit the look and feel of your site.

2. Use short paragraphs – Make sure that most paragraphs are no longer than 5 lines long; 3 is even better. Long paragraphs are hard to read, so your members will skip the article instead of reading long paragraphs. Don’t be afraid to break apart longer paragraphs, even if it means breaking some grammatical rules.

3. Use lots of sub-heads – No matter what you do, not all of your members will read the articles. Many of them will just skim. So add benefit driven sub-heads to highlight the important parts of the article so the reader knows the article is filled with valuable content even if he doesn’t read it.

4. Create bullet lists – When possible, take content from the article and turn it into numbered or bulleted lists. Studies show that people will take the time to read lists even if they don’t read the article. People seem to find lists more valuable than article content.

Republish Existing Articles

Visit an article site like EzineArticles.com (www.ezinearticles.com) and browse through the articles in your niche. While the majority of the articles are horrible, you should be able to find some diamonds in the rough. When you find some quality articles, send an email to the author of the article and ask him if you can put the article onto your membership site. Let the author know that it will only be seen by people that actually spend money. Ask him if there is a “meatier” version of the article, and ask him to send you additional articles in the same topic if he has them.  Contact at least 30 authors and you should find your inbox filled with articles that you are free to use.  Don’t be afraid to use articles that are already on the internet. Your members want someone to weed through the rubbish that is floating around and pick out the best information for them. On the flip side, don’t publish garbage just because you have permission to use it for free.

Republish Videos

Getting free videos is easier than you might think. While you can always embed any video that is on YouTube, your members might feel like they are getting ripped-off since it’s obviously a free video from YouTube.  A better strategy is to visit the Google Video site at http://video.google.com and do a search for videos on your topic. The Google video search engine will return results from many different video sites, but you only want videos hosted on Google. Look for videos that you would like to include in your member’s area and contact the owner of the video. Send the video owner an email similar to the sample email shown above and ask if you can include the video in your site. Most people will give you permission since they know you can easily embed the video anyway with code that Google supplies. When you have permission to use the video, download the video (don’t embed it) by clicking the download button to the right of the video. It will save it as an iPod video, but it’s really just an Mpeg4 video. Download an MP4 to Flash converter and you can convert the video to a flash video and put the video into your member’s area. Since the video is now part of your site and is not hosted on a free video service, it will have a higher perceived value. As far as the member knows, it could be exclusive content.

You can find a video converter at:  http://www.alivemedia.net/video-to-flash-converter.htm

Get Content from Affiliate Programs

Most affiliate programs have content to help promote their products. Join several affiliate programs in your niche and check out their marketing tools area of the affiliate program’s website. Contact the affiliate manager and ask if they have any articles, audio, or video files that are not on the website. Many times they have content that has never been seen on the web before. Also ask if you can do an interview with the product creator. Not only will this strategy give you content for your site, but you can also put up your affiliate link to monetize the content.

Email Interview Experts

This is a quick and easy strategy that can give you a lot of content quickly. Create a list of 15 questions that you think your audience would like to know the answers to. Create a list of the top experts in your field and email out the questions as an email interview. Ask them to email you back with the answers. Tell the interviewee that you wish to publish the text of the interview on your site. If you get 12 interviews back, then you will have a year’s worth of expert interviews by having an “Interview of the Month” section.

Record Audio Interviews

The world is filled with people wanting to be interviewed. While many sites focus on the “Guru’s”, many people are more interested in everyday people that are involved in your topic.  For instance, if your site is devoted to dog breeding, you could interview just an average dog owner that while not a professional breeder maybe just breeds her dog occasionally. The best thing about audio interviews is that they can be done with anyone anywhere in the world over the phone.

Put Yourself on the Hotseat

If you are an expert on your topic, you can make audio recordings of yourself. Interactive recordings are more engaging… but it’s hard to interview yourself. A good strategy for creating audio content is to offer free coaching calls, and record the calls. If you are an expert dog trainer, you could fill your site with calls from average people calling you with their pet problems. Chances are, if someone is calling in with a problem, then many of your members have the same problem.

Have Your Members Provide Content

As your site grows, your members will become a huge resource. On the front page of your site, let your member’s know that you are looking for high-quality informative articles. Most content management systems can be setup to let people post information. Just be sure that yours is setup to where the articles or postings must be approved first. When an article is submitted, you can simply edit it and then post it in seconds.

Outsource

If you don’t have the time to write articles yourself, you can always outsource the writing. There are a number of sites where people will bid on article writing. The five most popular ones are:

1)    www.Guru.com

2)    www.rentacoder.com

3)    www.elance.com

4)    www.scriptlance.com

5)    www.workaholics4hire.com

One thing to be aware of is that sometimes writers will simply copy and paste other articles from the web. So before you use any articles from an outsourced writer, take a few key phrases from the article and plug them into Google to see if a duplicate article appears. If you don’t like to write, but you still want your ideas to be inside your site, you can sit down and record your thoughts into an audio file. Then take bids for someone to take your audio file and write an article based around it. To do this, simply create a project on any of the above sites. Ask for a writer to take your 10 minute MP3 file and transcribe the notes, then edit it into an article. By doing this, you will have a grammatically correct article based around your ideas.

Buy the Rights

In the past couple of years, hundreds of PLR (Private Label Rights) sites have appeared. These sites sell content that you can publish, edit, modify, and brand in any way you wish. In other words, if you bought a PLR eBook, you could chop up the book into 10 different articles and put it onto your site with your name as the author. PLR products are available in all different media formats, articles, eBooks, audio files and even video. To find PLR products in your niches, simply visit Google and type in “PLR” along with the name of your niche. For instance, if you type in PLR “Dog Training”, one of the first sites to appear is www.articlebrainstorm.com which has hundreds of PLR articles on dog training.

• Opinion and Reviews
• Reports and Whitepapers
• Audio or Video Interviews
• Audio or Video Books
• Current News
• Audio or Video Clips
• Scripts and Software Code (snippets or full code)
• Digital Newsletters
• PowerPoint Slide Shows
• Spreadsheets
• Plans, Schematics, and Blueprints
• Checklists and Flowcharts
• How-To Guides and Manuals
• Multi-Part How-To Courses and Tutorials
• Database information
• Resource Lists
• Downloadable Products (Templates, Software, etc.)
• Calendar of Events
• Polls and Surveys
• PLR or Resell Rights products
• A Forum
• Physical Newsletters
• Audio CDs
• Video DVDs

There are paysites that charge their members $49 per month for just 3 or 4 audio interviews every month. The more content and variety of media you have inside your member’s area, the more you can justify charging your members. If your site is basically all text articles, you will have a harder time justifying a high monthly price compared to if you also mailed your members a DVD every month.

A monthly newsletter is a great way to dramatically increase the perceived value of your membership site. Members that receive a physical printed newsletter in the mail are also less likely to cancel a membership. Sending newsletters is extremely easy today compared to what it took several years ago. Today there are services like Best Printing Online (www.bestprintingonline.com) that you can simply upload your newsletter and mailing list to, and they will print it and get it into the mail going out to all your members.

There’s a reason why the billion dollar publishing companies use this time tested layout. It’s simple, and everyone is used to it. The easier it is for people to find things on your pages, the longer you will retain them as members. Most content management systems are flexible in their layouts to make these modifications simply by modifying the template. Suggested element placements are as follows:

1. Masterhead (location: Across top page) This is your logo, graphics, and any slogans. It should be on every page and I would also strongly recommend having the date and time under the right-hand side of the masterhead so you pages have the perception of being current and up-to-date.

2. Navigation Menu Bar (Location: Vertical on left side of page) Your navbar should be on every page of your members area so your member’s can jump to any area they wish to instantly. It should be a static menu, so it looks consistent no matter what page they are on.

3. Bottom Menu Bar (Location: Bottom of page) The bottom menu bar contains all the information and links that are rarely clicked on but should be included on all pages. This includes a copyright notice along with links to your site’s privacy notice, terms and conditions, sitemap, contact page, affiliate program, etc.

4. Content Panel (Location: Center of page) The Content Panel contains the articles, list of articles, video box, download instructions for content, etc. Basically, any and all content goes in the content panel. It’s located under the masterhead and between the left navbar and the right-hand margin of the page.

5. Search Box (Location: Upper right of page) Every member’s area with lots of content needs a search box. The preferred placement is in the upper right-hand corner. It can be placed just under the masterhead or even inside the masterhead.

Some sites use a secondary navigation box on their homepage. This is a matter of personal choice, but be aware that it will take up valuable page real estate. Generally when it’s used it’s used for providing links to up-sell products and services. The one exception to using the above layout would be single page member’s areas. These sites don’t need navigation bars or search boxes because there is only a single page of content. An example of a single page member’s area would be a site offering PLR downloads. Some of these sites are just a single page that only changes once per month and has all their download links on a single page.

All paysites must have a system in place to manage their passwords. A password management system needs to have the ability to either assign a username and password or allow the user to select his own. A password management system must also be able to automatically put the username and password into the .htpassword file in the password protected directory or use a similar method to allow only paid members to enter the password protected directory. Finally, the password management system must be able to expire or remove passwords for users that have cancelled their memberships or whose credit cards have been declined. While there are many ways to automatically manage passwords, there are three systems that I would recommend.

The best system on the market is MemberGate (www.membergate.com) however it may not be the best solution for someone just beginning with membership sites. Mainly because it carries a hefty price tag; it starts out at $4,000 and can go as high as $15,000. Plus it requires a Windows Server running ColdFusion which most is not standard for most websites. But it will handle all your payment processing, password management, and even your member’s area content management.

A less expensive solution is aMember (www.amember.com). This is a script that has been around for a long time and is very stable. It’s only $140 and will integrate with most merchant accounts as well as 3rd party systems like ClickBank and PayPal. It will also handle an affiliate program and the price includes installation.

The third solution I recommend is CC-Bill (www.ccbill.com). This company offers a web-based solution with no startup cost however they take a small percentage from every transaction. CC-Bill is a 3rd party credit card processor, which means they will process all major credit cards using their merchant account and send you a weekly check for all your sales, minus their transaction fee. They will also install and manage the password management system, so all you have to do is create the content for your site. They are a turn-key solution and even have a built in affiliate system.

There are other membership site solutions available like Visiongate, Memberstar and EasyMemberPro.

Content Management Systems (CMS)

The heart of every membership site is controlled by a content management system. Some membership sites don’t use a content management system, instead the operator of the sites create their own custom HTML pages using website editors like FrontPage or DreamWeaver. However, your job will be a whole lot easier if you automate the process by installing a CMS system. While there are many good systems for sale, some of the best one’s are free. Many membership site owners simply use a WordPress Blog for the inside of their member’s area. By installing a free pre-designed template, you can drastically alter the look and feel of WordPress so it doesn’t look like a standard blog. You can visit http://www.wordpress.org to download current WordPress software, and then visit http://themes.wordpress.net to download a custom template/theme.

Another free content management system is Joomla (http://www.joomla.org). Joomla is very modular and the average non-programmer can get the basic package up and running without much technical knowledge. Available plug-ins will allow the website operator to create forums, and other applications.

You may also consider using a system like PHP-Nuke (http://phpnuke.org), that will create a community inside your member’s area. There are thousands of add-ons and blocks that you can add to PHP-Nuke that will allow you do almost anything you can image.

Other free CMS systems to consider:

• TYPO3 – http://typo3.com
• OpenCms – http://www.opencms.org
• eZ publish – http://ez.no
• Alfresco WCM – http://www.alfresco.com
• Plone CMS – http://plone.org
• Drupal – http://drupal.org
• Magnolia CMS – http://www.magnolia.info
• Midgard Project – http://www.midgard-project.org

If you have a paysite, then you need to have a way for your members to automatically pay to join AND a built in way for your members to pay their membership on a recurring basis (generally every month or every 30 days) until they cancel. Of course accepting credit cards is the best way to accomplish this. Your paysite should at a minimum accept MasterCard and Visa. Your payment processing system should be able to automatically allow your members to sign-up and automatically re-bill your customers without you or your members doing taking any extra steps. The best way to accept credit cards for your membership site is to have your own merchant account that allows you to process major credit cards. To open a merchant account you need an established bank account and reasonable credit. A merchant account is issued by a merchant bank and it is the account that all credit card transactions are deposited into. When money from credit card transactions are deposited into your merchant account, they are then transferred (minus any transaction fees) into your bank account.

Payment Gateways

If you use your own merchant account, you will also need a payment gateway. A payment gateway is a separate service that authorizes the sale and encrypts the sensitive data (like credit card numbers) and passes the data to merchant bank. It’s like an online cash register that rings up and processes the sale between your website and your merchant account. The most popular gateway is AuthorizeNet. When you apply for a merchant account, you should be sure that it works with AuthorizeNet, and when if you purchase any membership site software you should also make sure that it works with AuthorizeNet. To make things easy, it’s best to get a merchant account that has AuthorizeNet already built in. Here is a list of companies that offer merchant accounts with an AuthorizeNet payment gateway:

• Merchant Warehouse – www.merchantwarehouse.com
• Business Payment Systems – www.joinbps.com
• Total Merchant Services – www.totalmerchantservices.com
• Merchant Plus – www.www.merchantplus.com
• Merchant Accounts Express – www.merchantexpress.com

By getting a merchant account with AuthorizeNet, your credit card transactions will seamlessly integrate with any of the password management systems or membership site software packages recommended in this book.

Processing Payments without a Merchant Account

Not everyone has the ability to qualify for a merchant account. Requirements can be very stringent. However there are solutions for people with little to no credit, bad credit, or non U.S. citizens that sometimes have problems establishing a merchant account.

PayPal (www.paypal.com) is the world’s leader in 3rd party credit card billing. However, there are some people that can’t get a PayPal account or have had their PayPal account shut down. The major disadvantage to using PayPal is that many people view sites that accept only PayPal as “fly-by-night” or not a real business. This perception however is shrinking since more and more large corporations have started using PayPal.

ClickBank (www.clickbank.com) is an option for people that can’t get a merchant account or a PayPal account. There is a $49 charge to become a vendor. Some password maintenance packages work with ClickBank. If you process your credit card transactions with ClickBank, then you will get a check twice a month for your sales. ClickBank, like PayPal, also has the perception by some as a service that is used by websites that can’t get a real merchant account. However, one HUGE advantage is that by using ClickBank, you can open your membership up to their large base of affiliates that can promote your site. Check out ClickBank Explosion (www.cbexplosion.com) for more details.

CC-Bill (www.ccbill.com) is an excellent option for accepting payments without a merchant account. I have several merchant accounts, but I use CC-Bill for most of my membership sites because they handle everything for me. CC-Bill will install a password maintenance system (at no charge) on your site and handle all credit card processing. The obvious advantages of using CC-Bill are that you don’t need to purchase a password maintenance system and there is not setup charge. Another advantage of using CC-Bill is that they also take care of all billing, password, and cancellation issues. If a member has a question about their bill, needs to find their password or wants to cancel, then CC-Bill takes care of it. This makes them an excellent option for anyone that wants to operate a site without doing a lot of routine and ongoing maintenance.