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It is Scott against the world

Warning: This post contains explicit adult humor.

Do you ever feel like the water is starting to boil? Today was a day of reflection for me. Lately, I have been feeling like there is a mood or a feeling in the air, almost like consumers have become an easy target. Recently have been hearing lots of silly consumer related news stories going around lately.  This really got me thinking… you know when the best time to move in on somebody is? When I say move in on somebody, I am referring to a time that a person maybe extra vulnerable. In this economy I can’t really think of a better time for companies to take advantage of consumers and just fleece people of every last dollar.

One good example – Recently, I was looking to purchase a ticket on Allegiant Airlines. I mean the fares are cheap don’t get me wrong. But from the starting price, of $29.99, I had no less than 4 fees come time to pay. Four fees? Why?  I mean WTF! It just doesn’t feel right, I don’t get it? Why can’t you can’t just put the price? Works out well for the all the stores I go to. I look at the price, it’s 10 bucks, I pay 10 bucks. It is as simple as that. When I pay fees like this, I feel like another fee is coming any minute so I am afraid to do business with them. God forbid, they have my card! But i’ll tell you who got my business, Southwest!

Look at the banks – We are passing laws to keep banks from charging fees, isn’t that nice. A simple stop it…wasn’t good enough?  If that shit don’t make you think, it had better.

Car insurance – You got me started… See what you got going now? I just changed car insurance, I have never had a ticket or a car wreck but I get @ss F%&$ed everytime I get car insurance. I know lots of you use this Direct horse-shit, if you are not sure what “Direct horse-shit” is, this gives the companies direct access to your money, and as a reward for this, they give you a fucking discount. As for me, I wouldn’t give my mom my banking information. I pay with my Credit Card. So if they fuck me, as a reward to them, I charge back on their asses, and I love to write letters! Why can’t I get the same discount for just paying my bill on time?

Do you give your banking information out? Not me! When the banker dude gave me my little banker book and number, he told me never give this to anyone. You bet your ass I listened!

A buddy of mine calls me, he told me about what Dish Network did to him. He signs up for the bundle horse shit. They come out on Saturday to install it, he calls them on Sunday tells them it sucks. They refuse to cancel and try to stick it in his-ass. If it where me – I would get me a screw gun, take that dish down, I would paint the mother fucken dish pink, tie it to the top of my fucken car and paint Dish Network screwed me on the side. See what happens then. But that is just me…

Next time someone tries to charge you a fee, tell them – up your ass! I will take my money somewhere else, spend your hard earned money on your wife and kids!

Scott

New changes coming to gift cards!

It is no secret that retailers have loved the fact that gift cards created huge windfalls of unreported profit.  Here’s the deal, a retailer sells a gift card for $20.  Suzie sends it to her aunt in Sheboygan who goes to the store and buys $18.90 in product, forgets to redeem the balance, loses the card or it expires.  Believe it or not, retailers at some point realized that this phenomenon caused billions of dollars to accumulate in unused or unexpired gift cards.  In addition to this unethical practice, retailers have charged fees to use gift cards!  Unbelievable.

So when I heard the government of the U.S. was going to do something about it, I thought, this is just great!  The government has finally decided to step in to protect people from being fleeced by retailers. Instead of putting them in handcuffs and arresting these rat bastards for deceptive and fraudulent business practices, they are working on new laws to protect consumers from outrageous fees from gift cards. The new laws would limit the fees and expiration dates of retail gift cards. The main changes focus on retailers no longer being able to charge fees for owners who are using their used gift cards in the previous year and will eliminate expiration of the cards. Read more