Financial Matters

My personal debt experience, I talk about possible solutions, and my personal result and views.

Is car ownership going away?

By |October 22nd, 2017|

The door might be closing on the value of owning an older car outright. I know this is not groundbreaking,  but the cost of ownership of even cheaper cars has gone way up, I wondered if it was even worth it to own a car at all. 

I recently went looking to buy an older cheap car, something […]

The Craigslist personals email harvest season is over! [How to harvest email addresses on Craigslist personals]

By |April 21st, 2013|

A job I had recently had was working with a guy that would buy harvested email contacts for singles looking on Craigslist. I would get paid $1.75 for every good email lead I could produce. This is one of my highest earning adcopy producers. This one produced over 80,000 leads

I sold my eBay sellers account on eBay

By |April 17th, 2013|

Can you sell your eBay sellers account on eBay? Yes, Scott R. Asher tells the full story about selling his eBay sellers account on eBay. How much the account sold for, how it went down, dealing with eBay customer support on the transfer of the account.

Cash receipt exchange [website business idea]

By |August 5th, 2012|

What is Cash Receipt Exchange?

There is little doubt of the importance of the receipt. It is easily the most important business idea of the 19th, 20th and 21st centuries. Indeed, the receipt is a powerful document. It is proof of purchase, expense, a paper trail. It is necessary for a refund or to prove expenses. […]

Understanding Micro lending and Microfinance

By |August 5th, 2012|

Micro lending and microfinance are two terms that are often used interchangeably.  Micro lending is making a small loan through a micro finance company to a poor individual from an emerging or third world country.  Microfinance companies establish a local contact in various emerging and third world countries, such as Armenia, Azerbaijan, Bolivia, Cambodia, Ecuador, Honduras, […]

My review of Sprint service

By |April 8th, 2012|

About 4 days ago, I got a new EVO slider from Sprint. These touch screen phones are beyond me and I gotta tell ya… I am not really impressed with the consumer experience up to this point. However, what is interesting about this story is… My wife and I have been Sprint customers for about seven years! But after going though […]

Why broke people have bad credit

By |April 8th, 2012|

This might not be much of a revelation to many of you, but I offer you this explanation.

The reason people with no money have bad credit is, broke people have no expendable income making it difficult to pay unforeseen cost. So what happens is, the company in retaliation for not being paid marks the credit […]

How to Save $240 Per Year on Haircuts

By |April 8th, 2012|

Things you’ll need:

Clippers

1 Imagine saving an hour of your time and a cool twenty dollars per month by cutting your own hair. It’s easier than you think and luckily “bald” is the new black. Go to your local drugstore and pick up a heavy duty pair of clippers. The average haircut costs $15 and there’s […]

Change your financial outlook with this simple tip.

By |April 8th, 2012|

I have a friend that is second to none when it come to advise on almost any subject. He once offered me a tip that rocked my bottom line to its very core.

Going out to eat might be the single most expensive thing we do, the wife and I decided one day to not eat-out once in a calender year. […]

Where to find the best price?

By |April 8th, 2012|

Last week my wife bought our dog Haley a new pet bed. She went to Petco and picked one up for $20. It was too small, so we took it back and found a bigger one for the same price at Farm & Home. We were at Ross, dress for less, look like a mess […]

How to deal with the real problems

By |April 8th, 2012|

Debt is caused by spending more money than one has, taking out a loan and building interest, or exceeding one’s credit line. Debt is also caused by job loss: getting fired, quitting or being laid off. Sometimes debt is much more than a problem with saving money or keeping track of finances. Debt can result […]

The #1 reason your broke

By |April 8th, 2012|

Have you ever thought why in the hell am I so broke?

Your car payment!  Cars are totally overrated in our society.  You need to get from A to B but do you really need a $32,000 Sienna to get you there?

If you have a normal car with an average loan payment, I would say you […]

Ten biggest mistakes broke people make

By |April 8th, 2012|

There are some obvious reasons people stay broke; unemployment, underemployment, sick, disabled, lazy or unemployable.  If you’re working, living paycheck to paycheck, and feel broke all the time, check out this list of the top ten reasons people find themselves poor.

1.  Borrowing money to get out of debt.
There’s an old saying, “robbing Peter to pay […]